Location:

406 Medicare, headquartered in Billings, is a great resource for getting all of your Medicare questions answered.

About Us:

Gail (Hart) Snyder comes to Billings with more than 15 years experience in helping her clients find the right Medicare coverage.

Gail (Hart) Snyder grew up in Billings on the west end. Her family moved to Laurel when Gail was in high school so she graduated as a Locomotive instead of a Bear. She is also a proud alumni of Montana State University – Go Cats!

Nearly 30 years ago, Gail moved to Colorado where she married her husband, Bob Snyder.  During this time, she and Bob have frequently asked themselves… “Could we ever move back to Montana?”  Well, that is exactly what they did in March 2019.  Gail is happy to be back home near her parents, Bill & Betty Hart.

“Mom and Dad are both doing exceptionally well!  It is a true blessing to be able to spend time with them,” said Gail in a recent interview.  She continued, “This year I will be able to spend both Mother’s Day and Father’s Day in Montana with my parents!  I don’t remember the last time I was able to do that!”

Gail and her husband, Bob, recently sold their Farmers Insurance Agency in Loveland, Colorado and moved to Billings.  Bob is now in real estate investing and Gail has continued her business as a Medicare Specialist.

First Step:

When someone calls with questions regarding Medicare, the first step is to schedule a “Medicare 101” educational meeting.  At this meeting, there is NO SELLING!  Other brokers typically offer this in a group setting, but folks typically leave with more questions than answers.  Gail offers individualized sessions to answer questions specific to your needs.

There are a lot of elements to health care that need to be taken into consideration.  As an example, if you are planning to travel, how would you be covered out of the area?  What if you are planning to travel overseas?  What if you just go visit the grand kids out of state a couple of times each year?  Believe it or not, your lifestyle could be dictated by the wrong insurance while on Medicare.

In addition, the physicians and facilities you may want to utilize may not be in all networks.  It is important to verify all of this before making a choice.

Allow Gail to help you . . .

  • understand how it all works
  • know what your options are
  • make sure you are covered when and where you need care
  • be certain you are not spending so much money on your insurance you can’t enjoy life!

With more than 10 years of Medicare experience, Gail is likely to know the answers to your questions, but Medicare has a lot of rules.  If she doesn’t know the answer, she has cultivated a phenomenal network of industry professionals ready and willing to assist. She is here for you, your friends, family and neighbors.